20 NEPTUNE DR Open House Save Request In-Person Tour Request Virtual Tour
Joppa,MD 21085
OPEN HOUSE
Sat Oct 11, 1:00pm - 3:00pm
Key Details
Property Type Single Family Home
Sub Type Detached
Listing Status Active
Purchase Type For Sale
Square Footage 2,100 sqft
Price per Sqft $328
Subdivision Rumsey Island
MLS Listing ID MDHR2047030
Style Colonial
Bedrooms 3
Full Baths 2
Half Baths 1
HOA Y/N N
Abv Grd Liv Area 2,100
Year Built 1971
Available Date 2025-09-12
Annual Tax Amount $4,138
Tax Year 2024
Lot Size 0.370 Acres
Acres 0.37
Property Sub-Type Detached
Source BRIGHT
Property Description
Welcome to 20 Neptune, a true waterfront retreat for those who crave privacy, connection to nature, and everyday comfort without compromise (and without flood insurance!). Nestled along the quiet banks of the Gunpowder River with direct access to the Bay, this home delivers a lifestyle that feels like a getaway but functions beautifully for everyday living.
Sunlight fills the main level, where an open, flexible layout flows easily between indoor and outdoor spaces. Whether hosting friends or enjoying a quiet morning by the water, this home was designed for effortless living.
Step outside and experience your own private resort. The saltwater pool and spa are framed by native perennial gardens, intentionally planted for color, privacy, and ease of care through every season. From your private dock with boat lift, kayak launch, and gazebo, you can start your day on the water and end it with sunset views that never grow old. Protected land across the river ensures your view, and your peace, will never change.
Inside, thoughtful updates bring modern comfort: heated tile floors, a Trane High-Efficiency HVAC (2021), paid-in-full solar panel system, and crawlspace encapsulation for efficiency and healthier air. A new GAF Timberline® Lifetime Roof with Golden Pledge® Warranty is being installed this month, offering unmatched protection and peace of mind for decades to come.
The owner's suite is a private retreat of its own, complete with a walk-in closet, spa-inspired bath, and balcony overlooking the water. Every space here feels intentional, warm, welcoming, and ready for the next chapter of its story. This is a home for those who cherish natural beauty, lasting comfort, and a lifestyle that flows as easily as the river it overlooks. At 20 Neptune, every sunrise, tide, and breeze feels like an invitation to slow down and live fully. Welcome home!
Location
State MD
County Harford
Zoning R3
Rooms
Other Rooms Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Kitchen,Family Room,Foyer,Laundry,Primary Bathroom,Full Bath
Interior
Interior Features Attic,Breakfast Area,Dining Area,Upgraded Countertops,Wood Floors,WhirlPool/HotTub,Recessed Lighting,Floor Plan - Open,Primary Bath(s),Walk-in Closet(s),Bathroom - Jetted Tub,Bathroom - Stall Shower,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Ceiling Fan(s)
Hot Water Natural Gas
Heating Forced Air,Radiant
Cooling Ceiling Fan(s),Central A/C
Flooring Carpet,Ceramic Tile,Hardwood
Inclusions gazebo at dock, table set at dock, kayak launch, greenhouse, garage shelving, pool equipment and supplies
Equipment Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Oven/Range - Gas,Range Hood,Refrigerator,Six Burner Stove,Washer
Fireplace N
Window Features Bay/Bow,Screens
Appliance Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Oven/Range - Gas,Range Hood,Refrigerator,Six Burner Stove,Washer
Heat Source Natural Gas
Laundry Main Floor
Exterior
Exterior Feature Balconies- Multiple,Balcony,Patio(s)
Parking Features Garage Door Opener,Garage - Front Entry,Inside Access
Garage Spaces 3.0
Fence Decorative,Rear,Wrought Iron
Pool Fenced,In Ground,Pool/Spa Combo,Saltwater
Waterfront Description Private Dock Site,Rip-Rap
Water Access Y
Water Access Desc Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC)
View Water
Roof Type Architectural Shingle
Accessibility None
Porch Balconies- Multiple,Balcony,Patio(s)
Attached Garage 1
Total Parking Spaces 3
Garage Y
Building
Lot Description Cul-de-sac,Landscaping,Premium,No Thru Street,Rip-Rapped,Trees/Wooded,Fishing Available,Tidal Wetland
Story 2
Foundation Active Radon Mitigation,Crawl Space,Slab
Above Ground Finished SqFt 2100
Sewer Public Sewer
Water Public
Architectural Style Colonial
Level or Stories 2
Additional Building Above Grade,Below Grade
New Construction N
Schools
School District Harford County Public Schools
Others
Senior Community No
Tax ID 1301122665
Ownership Fee Simple
SqFt Source 2100
Acceptable Financing Cash,Conventional,FHA,VA
Listing Terms Cash,Conventional,FHA,VA
Financing Cash,Conventional,FHA,VA
Special Listing Condition Standard