135 - From Ocean Rescue to Risk Management W/ Ed Palumbo

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In this wide-ranging episode of The TMA Connection, Tim sits down with Ed Palumbo of Palumbo Insurance Associates. Ed's backstory reads like an adventure novel—from running heavy equipment in demolition and being an ocean rescue lifeguard in New Jersey to serving in the United States Marine Corps Reserve and providing armed diplomatic security for DC embassy galas.

Ed opens up about his 9-year sobriety journey, finding faith and purpose after hitting rock bottom, and how a lifetime of high-stakes service shaped his approach to modern risk management. He breaks down the most dangerous hidden gaps in personal auto policies, the alarming rise of social engineering cyber scams targeting businesses, and how local community groups like the Society of Italian American Businessmen (SIAB) and CHEP have raised over $1.2 million for local Maryland charities.

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