In this deep-dive episode of The TMA Connection, Tim Markland welcomes back 4-time guest and preferred lender Zac Hayes to discuss his major move to Envoy Mortgage and what today's buyers must understand to navigate 2026's housing market. Zac breaks down the heavy hidden cost of "waiting for interes

🎧 Sponsored Partner Message The Harford County Chamber of Commerce celebrates 50 years as your voice for business. Membership provides your business with the tools you need to ensure your business is advocated for, educated on key issues, and connected to the people and resources necessary to thriv

In this episode of The TMA Connection, Tim Markland sits down with Paul Valle—veteran sports broadcaster (host of The Bat Around on PressBox) and mortgage loan officer with Main Street Home Loans. Paul dispels the biggest misconceptions crushing homebuyers in today's market, from the persistent myth